We’re on your side – on good days and in tough times
We give GDPs the confidence, protection, and peace of mind to focus on what matters most – delivering safe and compassionate patient care to the communities you serve.
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Dental protection and indemnity with market-leading expertise
The UK’s largest in-house legal and advisory team. Every case is handled by a dedicated dento‑legal adviser working alongside a specialist lawyer, ensuring consistent guidance from start to finish.
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Get a quoteYou decide what's best for your patients
We don’t distinguish what is or isn’t elective treatment. We cover composite bonding, veneers, implant restoration, and orthodontics including aligners) as standard.
Graduate year 2 membership
We’re on your side as you take the next step in your career as a GDP associate.
Join or renew from only £40*
*Indicative subscription fee, based on a standard membership. Subject to individual coverage requirements and risk profile.
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Benefits of MDDUS dental indemnity membership
MDDUS membership offers support throughout your dental career.
Immediate, expert responses
95% of GDP members receive a substantive response within 24 hours; all cases are responded to within our four-day service-level commitment.
Genuine dento-legal experts
When you call, you’ll get through to a dento-legal expert immediately. Cases are never handled by scripted call-centre advisers.
Wellbeing support
Digital tools, expert guidance, and resources to support wellbeing and work-life balance – all in one easy-to-use platform.
Facial Aesthetics
We provide protection for facial aesthetic procedures such as botulinum toxin injections and non-permanent resorbable dermal fillers at no extra cost.
Training and CPD
Access to a wide range of learning resources and training materials developed by our in-house experts.
Proactive risk management
Reduce the risk of complaints and claims before they arise.Not ready to join yet?
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Prompt and efficient dental indemnity
“As a practising dentist, I have always felt confident knowing I am supported by a reliable and knowledgeable indemnity provider. On the occasions when I have needed to contact them, their response has been prompt and efficient, which is incredibly reassuring during what can often be a stressful situation. The advice provided has always been clear, practical and tailored to my circumstances, helping me to make informed decisions with confidence. I have felt supported at every step of the process, with guidance that is easy to understand and grounded in extensive dental and medico-legal experience.”
Dr Simran Bains
MDDUS member
GDP indemnity principals
Additional benefits of professional dental indemnity available for our GDP principal members
HR support
HR and employment law advice from in-house experts.
Vicarious liability
Protection included for sole owners of a single practice.
Access to additional cover if you own more than one practice or operate as a limited company or LLP.
Group and corporate
Bespoke indemnity through MDDUS Solutions for groups, limited companies and LLPs.
Up to 10% discount on subscription fees if your practice joins as a group.
About MDDUS dental indemnity protection
We're a mutual, not-for-profit defence organisation founded by and for healthcare professionals. We're proud of our heritage and have been supporting our members since 1902.
Who?
Who?
We offer access to professionally trained advisers 24 hours a day – 365 days a year – and legal support and indemnity against claims of negligence.
What?
What?
We exist to support and protect healthcare professionals throughout their career.
Why?
Why?
MDDUS was established in 1902 by a group of doctors and dentists concerned by an increasing number of clinical negligence cases being pursued in the courts. We now support over 70,000 members practising in the UK.Get an online bespoke dental indemnity quote in minutes
Get a quoteFAQs about dental indemnity
Find answers to commonly asked questions regarding membership of MDDUS.
Open FAQs-
How much would I be indemnified for?
- MDDUS membership provides unlimited indemnity. We will not decline to assist a member purely because of cost.
- Whereas insurance contracts may include excesses, deductibles and limits of indemnity, your MDDUS subscription fee is reinvested to provide certainty that we can support all members in the most ethical way possible.
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Will my subscription fee increase if I face a claim?
- No, we do not apply claims-based increases.
- MDDUS is member-owned, and subscription fees are set to ensure the sustainability of our mutual fund to protect all members. This means we do not need to pass on costs to individual members.
- While some insurance premiums may initially appear cheaper, they can be subject to volatile annual increases.
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What is occurrence-based membership?
- If you were in membership with MDDUS at the time of an alleged incident you will be eligible to seek assistance, regardless of when an actual claim is brought against you.
- Clinical negligence claims can be made several months or even years after the alleged incident occurred. An occurrence-based membership ensures continuous cover for that period, even after your membership has ended.
- This means that you will have peace of mind that you remain protected, even into your retirement.
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What is discretionary indemnity?
- The MDDUS model of discretionary indemnity has ensured the financial and legal security of the dental profession for over 120 years.
- Unlike an insurance policy, we are not restricted by the terms of a contract. This gives us greater flexibility to use our discretion to support our members.
- Rather than apply extensive contractual exclusions, we will use our knowledge and expertise to assess the wider context of a case and find a way we can assist.
- We assess cases with compassion and a first-hand understanding of the challenges dental professionals face, prioritising fair outcomes for you and your patients.
- Discretionary indemnity is flexible, reliable and ethical.
Excellent advice and always reassuring. I always felt fully supported.
GDP indemnity protection for your career
Whether you’re a GDP principal, associate, or working across NHS and private dentistry, MDDUS can help with trusted dental indemnity cover at every stage of your career. Fill out a quick application form to protect your practice and livelihood today.
Get your free quote here