We’re on your side – on good days and in tough times
We understand how distressing it can be to have
a complaint or claim made against you.
Our empathetic and expert team of dental professionals are here to help and will aim to provide you with reassurance and peace of mind throughout your career.
Support for you
Our dentist-for-dentist approach means that you can speak to a fellow practicing dentist whenever you need support.
We provide you with advice from professionally trained advisers and representation from leading dento-legal experts.
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Get a quoteGraduate year 2 membership
We’re on your side as you take the next step in your career as a GDP associate.
Join or renew from only £40*
*Indicative subscription fee, based on a standard membership. Subject to individual coverage requirements and risk profile.
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Benefits of membership
MDDUS membership offers support throughout your dental career.
Defence
Discretionary indemnity to protect you financially when facing a clinical negligence claim.
Protection
There to support, advise and represent you when facing complaints, disciplinary matters and GDC investigations.
Advice and support
From expert dento-legal advisers who are there for you 24/7, 365 days a year.We never triage calls and have a dentist-for-dentist approach.
Cosmetic treatments
We provide protection for facial aesthetic procedures such as botulinum toxin injections and non-permanent resorbable dermal fillers at no extra cost.*
*Provided the member has graduated and is in their third year of work or of higher seniority. Your gross annual income from such work should not exceed £15,000.
Training and CPD
Access to a wide range of learning resources and tools developed by our in-house experts.
Access to wellbeing support
YourHalo is our 24/7 confidential support service, so you have someone to talk to whenever you need.
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Get a quoteGDP principals
Additional benefits available for our GDP principal members
HR support
HR and employment law advice from in-house experts.
Vicarious liability
Protection included for sole owners of a single practice.
Access to additional cover if you own more than one practice or operate as a limited company or LLP.
Group and corporate
Bespoke indemnity through MDDUS Solutions for groups, limited companies and LLPs.
Up to 10% discount on subscription fees if your practice joins as a group.
About MDDUS
We are a mutual, not-for-profit defence organisation founded by and for healthcare professionals. We are proud of our heritage and have been supporting our members since 1902.
Who?
Who?
We offer access to professionally trained advisers 24 hours a day – 365 days a year – and legal support and indemnity against claims of negligence.
What?
What?
We exist to support and protect healthcare professionals throughout their career.
Why?
Why?
MDDUS was established in 1902 by a group of doctors and dentists concerned by an increasing number of clinical negligence cases being pursued in the courts. We now support over 65,000 members practising in the UK.Get an online bespoke quote in minutes
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How much would I be indemnified for?
- MDDUS membership provides unlimited indemnity. We will not decline to assist a member purely because of cost.
- Whereas insurance contracts may include excesses, deductibles and limits of indemnity, your MDDUS subscription fee is reinvested to provide certainty that we can support all members in the most ethical way possible.
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Will my subscription fee increase if I face a claim?
- No, we do not apply claims-based increases.
- MDDUS is member-owned, and subscription fees are set to ensure the sustainability of our mutual fund to protect all members. This means we do not need to pass on costs to individual members.
- While some insurance premiums may initially appear cheaper, they can be subject to volatile annual increases.
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What is occurrence-based membership?
- If you were in membership with MDDUS at the time of an alleged incident you will be eligible to seek assistance, regardless of when an actual claim is brought against you.
- Clinical negligence claims can be made several months or even years after the alleged incident occurred. An occurrence-based membership ensures continuous cover for that period, even after your membership has ended.
- This means that you will have peace of mind that you remain protected, even into your retirement.
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What is discretionary indemnity?
- The MDDUS model of discretionary indemnity has ensured the financial and legal security of the dental profession for over 120 years.
- Unlike an insurance policy, we are not restricted by the terms of a contract. This gives us greater flexibility to use our discretion to support our members.
- Rather than apply extensive contractual exclusions, we will use our knowledge and expertise to assess the wider context of a case and find a way we can assist.
- We assess cases with compassion and a first-hand understanding of the challenges dental professionals face, prioritising fair outcomes for you and your patients.
- Discretionary indemnity is flexible, reliable and ethical.
Excellent advice and always reassuring. I always felt fully supported.