We’re on your side – on good days and in tough times
You can call as often as you need to – there’s no impact on your membership fee. Our subscription fees are fair and consistent with members protected from the volatile annual increases of insurance pricing.
Get an online bespoke quote in minutes
Get a quoteHow we can support you as a dental care professional
Prescription-only medicines
Prescription-only medicines
Your cover now allows you to administer and dispense fluoride and local anaesthetic to your patients without a patient group direction (PGD) or patient specific direction (PSD)*.*Cover is dependent on you having undertaken the appropriate training for your scope of practice.
Direct access
Direct access
We are pleased to offer a separate direct access supplement, allowing you to carry out your full scope of practice without prescription and without the patient having to see a dentist first.
Tooth whitening
Tooth whitening
You can provide patients with tooth whitening under the prescription of a dentist.Benefits of membership
MDDUS membership offers support throughout your dental career.
Defence
Discretionary indemnity to protect you financially when facing a clinical negligence claim.
Protection
There to support, advise and represent you when facing complaints, disciplinary matters and GDC investigations.
Advice and support
From expert dento-legal advisers who are there for you 24/7, 365 days a year.We never triage calls and have a dentist-for-dentist approach.
Facial aesthetics
We provide protection for facial aesthetic procedures such as botulinum toxin injections and non-permanent resorbable dermal fillers at no extra cost.*
Training and CPD
Access to a wide range of learning resources and tools developed by our in-house experts.
Access to wellbeing support
YourHalo is our 24/7 confidential support service, so you have someone to talk to whenever you need.
*Provided the member has graduated and is in their third year of work or of higher seniority. Your gross annual income from such work should not exceed £15,000.
About MDDUS
We are a mutual, not-for-profit defence organisation founded by and for healthcare professionals. We are proud of our heritage and have been supporting our members since 1902.
Who?
Who?
We offer access to professionally trained advisers 24 hours a day – 365 days a year – and legal support and indemnity against claims of negligence.
What?
What?
We exist to support and protect healthcare professionals throughout their career.
Why?
Why?
MDDUS was established in 1902 by a group of doctors and dentists concerned by an increasing number of clinical negligence cases being pursued in the courts. We now support over 65,000 members practising in the UK.Get an online bespoke quote in minutes
Get a quoteUseful resources for dental care professionals
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How much would I be indemnified for?
- MDDUS membership provides unlimited indemnity. We will not decline to assist a member purely because of cost.
- Whereas insurance contracts may include excesses, deductibles and limits of indemnity, your MDDUS subscription fee is reinvested to provide certainty that we can support all members in the most ethical way possible.
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Will my subscription fee increase if I face a claim?
- No, we do not apply claims-based increases.
- MDDUS is member-owned, and subscription fees are set to ensure the sustainability of our mutual fund to protect all members. This means we do not need to pass on costs to individual members.
- While some insurance premiums may initially appear cheaper, they can be subject to volatile annual increases.
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What is occurrence-based membership?
- If you were in membership with MDDUS at the time of an alleged incident you will be eligible to seek assistance, regardless of when an actual claim is brought against you.
- Clinical negligence claims can be made several months or even years after the alleged incident occurred. An occurrence-based membership ensures continuous cover for that period, even after your membership has ended.
- This means that you will have peace of mind that you remain protected, even into your retirement.
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What is discretionary indemnity?
- The MDDUS model of discretionary indemnity has ensured the financial and legal security of the dental profession for over 120 years.
- Unlike an insurance policy, we are not restricted by the terms of a contract. This gives us greater flexibility to use our discretion to support our members.
- Rather than apply extensive contractual exclusions, we will use our knowledge and expertise to assess the wider context of a case and find a way we can assist.
- We assess cases with compassion and a first-hand understanding of the challenges dental professionals face, prioritising fair outcomes for you and your patients.
- Discretionary indemnity is flexible, reliable and ethical.
Always fantastic service, thank you for your continued support. It gives me great peace of mind knowing that MDDUS is always at the end of the phone or an email.