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Why MDDUS?

GPs need MDDUS to provide comprehensive protection that the Clinical Negligence Scheme for General Practice alone won’t deliver

As a GP practising in England and Wales, you may believe that the CNSGP due to come into force at the start of April 2019 will provide all the help and support you’ll need should you run into professional difficulties. But what about all the things it won’t help you with?

GPs need comprehensive protection that CNSGP alone won't provide.

The scheme will not cover you for non-NHS work, representation at inquests, GMC hearings and disciplinary investigations. Such situations can seriously impact upon your career and could ultimately result in you being struck off.
 
The scheme will also not include advice and support – something highly prized by MDDUS members. It is therefore crucial that you have access to support and guidance from experienced medico-legal advisers.
 
This is evidenced by the fact that over the past 12 months MDDUS’ team of expert medical advisers handled more than 6,500 calls and opened nearly 4,000 new case files from GP members relating to these issues NOT included in the government scheme. Also in the past 12 months, MDDUS assisted more than 200 GPs facing GMC investigations and advised 513 members who were called to appear at coroner's inquests. In addition, we helped almost 2,500 members deal with patient complaints - another key area that won't be covered by CNSGP.
 
As these figures show, there are a huge range of areas where GPs will not get support from the new scheme and will need supplementary expert help. We will still be there for you.
 
That’s why the BMA recently reminded GPs of the importance of retaining their MDO subscription when CNSGP is introduced. Advice from the BMA states that “MDOs will continue to play an important role” and “it will be essential to maintain medical indemnity.”
 
It’s true that you will be indemnified by the NHS for the work you do within your NHS contract, but GPs will continue to need membership of MDDUS following the introduction of CNSGP as there are a number of key areas where your NHS cover will not assist you.
 
 
These are issues with which MDDUS can provide assistance:
  • 24/7 medico-legal advice
  • Advice and assistance with GMC investigations including expert legal representation at MPTS hearings
  • Advice, support and representation for NHS England PAG investigations and PLDP hearings
  • Support with Ombudsman investigations
  • Assistance with coroner’s inquests
  • Indemnity for private clinical work outside of your NHS contract
  • Indemnity for writing insurance reports
  • Indemnity for worldwide Good Samaritan acts
  • Assistance with patient complaints
  • Assistance with disciplinary matters
  • Assistance with HR and employment issues for practice staff
  • A range of medico-legal publications, on and offline
  • Discounted medico-legal training.
     

  • I am a GP working in England, why do I require MDDUS membership when I already have NHS indemnity?

    Under CNSGP, GPs will be indemnified for work undertaken within their NHS contract. If, however, you are involved in disciplinary issues, GMC referrals, or coroner’s inquests you would not receive any assistance unless you have secured membership with MDDUS. Such situations can seriously impact your career and could ultimately result in you being struck off. It is therefore crucial that you have access to support and guidance from experienced medico-legal advisers. Over the last 12 months alone, we have opened nearly 4,000 new case files from GP members relating to these issues not included in the government scheme. 

    Further details of our MDDUS occurrence-based new product for GPs will be available shortly.

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